logo
Online CasinoGamesScratch CardsTop 5 Scratch Cards with the Highest RTP

Top 5 Scratch Cards with the Highest RTP

Last updated: 08.11.2025
Emily Thompson
Published by:Emily Thompson
Top 5 Scratch Cards with the Highest RTP image

Gone are the days when players had to walk into a local shop or gas station to buy scratch cards. Today, you can play these games of chance remotely in online casinos using your mobile phone or computer.

But when choosing these lottery cards, the return to player (RTP) has a crucial role. Ideally, the best lottery tickets should give gamers no less than 96%, meaning players can expect to win more often, although nothing is certain. So, in this article, you will learn the best scratch card games with the highest RTP.

Microgaming’s Lucky Numbers – 96.57%

Lucky Numbers by Microgaming is one of the best scratch cards to win on, thanks to its 96.57% RTP. In this instant-win game, players must match at least three random digits to win a multiplier. The scratch card has two sections, with Game 1 housing the base game and Game 2 holding the bonus round.

Players are required to hit a gong and win a payout if the lucky number is 8. Lucky Numbers players can win anything between 28 and 8,888x the stake, making it one of the most rewarding online scratch cards.

Microgaming’s Whack a Jackpot– 96.30%

Here is another Microgaming scratch card game with friendly RTP value. In Whack a Jackpot, you start by placing a wager before hitting the “New Card” button to play. The moles will start coming out of their holes, where you can win a multiplier value if you hit any of them.

Below are the objectives of this online scratch card:

  • Match three symbols with the strikes to win a payout.
  • Players can win up to 10,000x the stake.
  • Activate the bonus rounds by collecting enough scatter symbols.

Mecca Bingo’s Wish Upon a Jackpot – 96.06%

Sometimes, playing a scratch card without the traditional 3x3 game board can be refreshing. Mecca Bingo’s Wish Upon a Jackpot offers this while maintaining the conventional feeling of scratching off cards.

This game teleports players to a world of fairy tales where symbols like the Gingerbread man, Puss in Boots, and Frog Prince can be highly rewarding. Wish Upon a Jackpot also has a bonus game where the Godmother can randomly appear to create bigger cash prizes.

Blueprint Gaming’s Pig Wizard – 95.82%

Although the RTP is slightly below the industry standard, Pig Wizard is still one of the best scratch cards online. It’s a hilarious 3D game in which the pigs in robes can simultaneously cast spells, curses, and blessings.

The pig wizard with a star-covered robe is the premium symbol on this scratch card, rewarding gamers with 100x the stake for finding at least three of them. This will also unlock a virtual game, where you’ll throw a virtual dice and increase your odds for bigger payouts.

NextGen’s Merlin’s Millions – 95.17%

NextGen Gaming is more popular for its exciting online slots than scratch cards. But this one is also worth playing. Merlin’s Millions follows the tale of King Arthur’s trusted wizard who casts his magic to help players win the $250,000 jackpot.

  • Run the game and scratch off the nine boxes on the grid.
  • Win a payout if you match at least three matching symbols.
  • The paying symbols include Merlin himself, orbs, owls, and spell books.
  • You can play this magic-themed game for $0.20 to $200.

Conclusion

If friendly RTP rates top your priority, these are the best online scratch cards, because they have some of the highest RTP rates you can find at top online casino sites. But remember that scratch cards are luck-based games, meaning no strategy can increase the theoretical RTP. So, have fun without any expectations of achieving a big win.

FAQ

Which Online Scratch Card is Best in Canada?

When selecting a scratch card in Canada, players should consider the RTP (return to player) value. While there isn't a single "best" card, those with higher RTPs offer better potential returns over time. For example, a scratch card with a high RTP from a provider like IGT might be a good choice. Remember, even with a higher RTP, game results are still random, so responsible gaming is key.

Why is RTP Important for Scratch Cards in Canada?

The RTP indicates the theoretical amount players can win back from a $100 wager over the long term. So, if a scratch card has a 96% RTP, the expected payout would be $96. A higher RTP generally suggests a better chance of winning over many plays, but it's crucial to remember that each scratch card is an independent event.

How Do I Find Scratch Cards with the Highest RTP in Canada?

Check reputable online casino comparison sites like OnlineCasinoRank to find lists of scratch card games with RTPs of 96% or higher. Always review the game's information or paytable before playing to confirm the RTP. Responsible gambling resources are also available on these sites.

Are Scratch Cards with High RTP More Expensive to Play in Canada?

No, the cost to play a scratch card is usually determined by the game developer and isn't directly tied to the RTP. Always check the game's paytable to understand the minimum and maximum bet limits before you start playing. Remember to gamble responsibly and within your budget.

Can I Win More Money Playing Scratch Cards with a High RTP in Canada?

The potential winnings vary depending on the game developer and the specific scratch card. Always review the paytable to see the maximum payout available. Some games offer larger potential prizes than others, regardless of RTP. Play responsibly and be aware of the odds.

Related Guides